An article in the Washington Post last week suggests that those in the 20-30 crowd are more likely to have prenups than those of older generations.
This is not surprising as marriage ages are reaching an all time high and therefore people are entering marriage with more to lose financially than in the past. Marriage among the younger generation is not seen as a means to financial stability but rather something that is put off until individual financial stability is achieved. According to the article young people are “less inclined to get married while they're young and broke. More than half of people in their 20s and 30s say it is important for them to be financially secure before they get married”
Today, more than ever before, young people are facing the burden of enormous student loan debt in their 20's and 30's. This presents a unique risk if one partner has substantially more debt than the other and could be on the hook for their partner's debt in the case of divorce: “a prenup can detail who would be responsible for paying that debt should the two divorce”
Postnuptial agreements are a great way to protect assets that are accumulated during the marriage. Those who enter a marriage no financial assets to speak of may bypass a prenup but later desire to protect their finances: “Phoebe Gavin, 30, didn't sign a prenup when she married her husband six years ago. But now that the two are planning to invest in several rental properties, they have agreed to draw up a postnuptial agreement.”